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· By Daniel Hadobas NevadaCaliforniaTechnical

What Size Solar System Do I Need? A Sizing Guide for NV & CA

A practical solar system sizing guide for Nevada and California homes — annual kWh math, peak sun hours, derates, and how to right-size for net metering.

Daniel Hadobas

Daniel Hadobas

Licensed Solar Energy Specialist · 174 Five-Star Reviews

Most Las Vegas homes need a 6–9 kW solar system; most California coastal homes need 4–7 kW; most California inland homes need 6–10 kW. The right size for your specific home depends on three numbers: your annual kWh usage, your local peak sun hours, and a realistic derate factor. Multiply, divide, done. Below is the same sizing math I walk every client through on the first call.

The One Equation That Actually Sizes a System

The basic formula:

System size (kW DC) = Annual kWh usage ÷ (Peak sun hours/day × 365 × Derate factor)

That's it. Everything else is plugging in numbers honestly. The derate factor accounts for heat, soiling, wiring loss, inverter loss, panel mismatch, and age. For Las Vegas I use 0.78. For California coastal I use 0.82. For California inland (Bakersfield, Fresno, Sacramento Valley) I use 0.79.

Step 1: Find Your Annual kWh Usage

Pull 12 months of utility bills. Add up the kWh used. Don't use the dollar amount — rates change. Don't use one summer bill — that's misleading. The full 12-month total is the only number that matters.

Typical annual usage by household:

ProfileAnnual kWh
Small home, no pool, gas heat6,000–8,500
Average Las Vegas / Henderson home10,000–13,500
Larger home with pool14,000–18,000
Home with pool + EV + electric heat18,000–25,000+

If you're planning to add an EV, a pool, or to electrify gas appliances, size for the future load — not today's bill. I've watched too many homeowners install a 6 kW system, then buy a Tesla six months later and realize they're shy. See my Las Vegas solar overview for typical local usage patterns.

Step 2: Look Up Peak Sun Hours for Your Location

Peak sun hours (PSH) is the number of hours per day equivalent to 1,000 W/m² of solar irradiance. NREL publishes this data at nrel.gov/gis/solar-resource-maps.html.

LocationAnnual avg peak sun hours/day
Las Vegas, NV6.4
Henderson, NV6.4
Reno, NV5.7
Bakersfield, CA5.9
Sacramento, CA5.5
San Diego, CA5.4
San Francisco, CA4.7
Eureka, CA4.0

Step 3: Apply a Realistic Derate

The "system loss" or derate factor is where most installers cheat. They'll plug in 12% loss to make a smaller, cheaper system look like enough to cover your bill. Reality:

  • Las Vegas / Henderson / Phoenix: 18–22% loss → derate 0.78–0.82
  • California inland: 17–20% loss → derate 0.80–0.83
  • California coastal: 15–18% loss → derate 0.82–0.85

If you see a quote modeled at 8% loss for a Las Vegas roof, ask them to re-run it at 18%. The system that looked perfect on paper now produces 11% less than promised.

Worked Example: Henderson Home, 12,000 kWh/year

Plug it in: 12,000 ÷ (6.4 × 365 × 0.78) = 6.6 kW DC.

So a 6.6 kW system covers this home at exactly 100% offset. I'd round up slightly to 6.8 or 7.0 kW to give a small buffer for tree growth, panel degradation over 25 years, and one bad weather year — but I wouldn't push to 9 kW. That extra production gets cashed out at the avoided-cost wholesale rate at NV Energy true-up. Wasted money.

Worked Example: Sacramento Home, 9,500 kWh/year (NEM 3.0)

Plug it in: 9,500 ÷ (5.5 × 365 × 0.80) = 5.9 kW DC.

But under California's NEM 3.0 rules, exports are paid at the avoided-cost rate (typically $0.05–$0.08/kWh) instead of retail. So oversizing to push exports is a losing bet. For NEM 3.0 homes I size the panel array slightly smaller — say 5.4 kW — and add a battery to capture the midday surplus and discharge it during 4–9pm peak hours. The battery turns 75% of what would have been low-value exports into 100% retail offset. See my California solar page for the full NEM 3.0 strategy.

Roof Constraints: Sometimes You Can't Hit the Math

A 6.8 kW system needs roughly 380–420 sq ft of usable roof at modern panel densities (~22% efficiency, ~440W panels). South, southwest, and west roofs all work in Vegas. East works at about 88–92% of south output. North you skip unless desperate. Shading from trees, dormers, or HVAC penetrations carves into usable area fast. On a recent Summerlin install I had to fit a 7.5 kW design across two roof planes because a single plane only had room for 5.2 kW.

Inverter Sizing: AC vs. DC and Why Both Numbers Show Up

You'll see system sizes quoted as "kW DC" (sum of panel ratings) and "kW AC" (inverter output limit). The AC rating is usually 0.80–0.92 of DC. A 7.0 kW DC system might pair with a 6.0 kW AC inverter — that's intentional and called "DC-to-AC clipping ratio." It costs you about 1–2% of summer peak energy but saves real money on a smaller inverter. Anything above 1.25 DC-to-AC starts clipping too much. Below 1.10 and you're overpaying for inverter capacity that never gets used.

Don't Let an Installer Talk You Into a Bigger System

Bigger systems mean bigger commissions. Common pitches to push past your actual need:

  • "You'll be glad you sized for an EV later." (Maybe — but only if you're actually buying an EV.)
  • "Panels degrade — better to oversize." (True at ~0.5%/year, but a 5% buffer covers 10 years.)
  • "Your usage will go up." (Statistically, household usage is flat or declining.)
  • "Fill the roof." (No reason to, unless you're planning future loads or running a small business from home.)

Right-sizing means 95–105% of your honest annual usage — adjusted up only for documented future loads.

The Bottom Line

Sizing isn't black magic. Twelve months of bills, a peak sun hours value, and an honest derate. If your installer's number doesn't match what falls out of that math, ask them to show their work. If you want me to run the numbers on your house, send me a year of bills via the quote form and I'll come back with three sizing options and the math behind each.

Frequently Asked Questions

How many solar panels does an average Las Vegas home need?
A typical Las Vegas home using 11,000–12,500 kWh per year needs about 16–20 panels at modern panel wattages (415W–460W). That builds a 6.6–8.4 kW DC system, which covers 95–105% of average annual usage with a realistic derate factor. Pool homes and homes with EVs need 22–28 panels. The exact count depends on roof orientation, available area, and which panel model is being installed.
Should I size my system for future EV charging?
Only if you have a concrete plan to buy an EV within 18–24 months. A typical EV adds 2,500–4,500 kWh/year of usage depending on miles driven. That's an extra 1.4–2.6 kW of system size. If the EV is hypothetical, size for current load — you can add panels later or upgrade to a larger inverter at modest cost. Building a 30% bigger system today against an EV that may never happen wastes money to the annual true-up.
What's the difference between DC and AC system size?
DC system size is the sum of your panel nameplate ratings (e.g., sixteen 440W panels = 7.04 kW DC). AC system size is the inverter's continuous output limit (e.g., 6.0 kW AC). The DC-to-AC ratio is intentionally above 1 — usually 1.10–1.25 — because panels rarely produce nameplate output, so a smaller, cheaper inverter still captures most of the energy. The AC number is what shows up on your interconnection paperwork.
Is it better to oversize a little for safety?
A 5–10% buffer above your actual usage is reasonable — it covers panel degradation over the next decade, one bad weather year, and minor load growth. Anything beyond that is wasted under both NV Energy Tier 4 net metering (where excess true-ups at avoided-cost) and California NEM 3.0 (where exports already pay avoided-cost). If you want to bank value for future load growth, pair a right-sized array with battery storage rather than oversizing the panels.
Why do my neighbor's and my quotes differ even though our homes look the same?
Three reasons. One: actual electricity usage between similar-looking homes routinely varies by 30–50% based on AC settings, pool pump runtime, and occupancy. Two: roof orientation and shading look identical from the street but produce very different irradiance numbers when modeled. Three: installers use different derate assumptions, and a less honest derate makes a smaller system look adequate. Compare the production estimate (kWh/year), not just the system size.

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