⚠️ 2026 update on the federal tax credit
The 30% federal residential solar tax credit (Section 25D) expired on December 31, 2025 for systems you buy with cash or a loan. Cost and savings figures on this page that assume that credit may be out of date. Two things still apply: Nevada's sales-tax and property-tax exemptions and NV Energy net metering, and systems on a lease or PPA may still qualify for a federal incentive through the end of 2027. For numbers that reflect today's incentives, book a free review and talk to a tax professional about your situation.
Short answer: California Civil Code 714 (the Solar Rights Act) makes any HOA covenant restricting rooftop solar void and unenforceable, with limited exceptions for "reasonable" aesthetic conditions that don't significantly increase cost or decrease performance. In practice, every HOA submission I've handled in California has been approved when the install is properly engineered and the application cites the statute.
What Civil Code 714 actually says
Full statute at leginfo.legislature.ca.gov. The key language:
- Any covenant or restriction that "effectively prohibits or restricts the installation or use of a solar energy system" is void and unenforceable.
- "Reasonable restrictions" are allowed — but defined as restrictions that don't significantly increase cost or decrease performance.
- For solar electric (PV) systems, "significantly" means more than $1,000 in cost or more than 10% in performance loss.
So 10% is the bright line in California — clearer than Nevada's "significantly." That helps in disputes.
What HOAs can require
- All-black or panel color matching where commercially available
- Conduit color and routing
- Specific mounting hardware that doesn't reduce performance
- Architectural review with a 60-day approval window (statutory cap)
What HOAs cannot do
- Reject the system outright
- Require placement that costs more than $1,000 or reduces output more than 10%
- Take longer than 60 days from a complete submission to approve or deny
- Require panels not commercially available (frosted, invisible, custom-fab)
- Charge approval fees beyond reasonable processing costs
The 60-day rule
This is the California-specific weapon homeowners often miss. Under Civil Code 714.1 and related provisions, an HOA that fails to approve or deny within 45 days of a complete application is deemed to have approved it (specific timelines vary by association documents and recent amendments — confirm with current statute). I've never had to invoke this, but it shapes board behavior.
What HOAs in California typically focus on
Across Riverside, San Bernardino, and Los Angeles County submissions I've worked on, the dominant requests are:
- All-black panels (standard on every system I install)
- Black or matched-color racking
- Conduit run inside the attic where structurally possible, or behind parapet walls
- Junction box concealed or color-matched to roof
- No ground-mount visible from the street
None of these meaningfully affect production. We design for them up front.
Real Riverside example
Client in a 2018-built community, board initially rejected because they wanted panels only on the rear (east-facing) slope to "preserve curb appeal." East would have been an 11% production loss vs. the proposed south-and-east split. I submitted: (a) the production model showing the 11% loss, (b) the Civil Code 714 citation defining that as significant, and (c) a revised layout with all conduit routed through the attic. Approved 22 days later.
What I do NOT advise
Same as Nevada — don't sue your HOA as a first move. The statute gives you leverage; use it through proper submission and citation. Litigation is slow, expensive, and damages relationships. If you actually hit a wall, get a California real estate attorney, not advice from your solar installer.
NEM 3.0 wrinkle
California's NEM 3.0 changed the export economics. The Solar Rights Act protections are unchanged, but the financial case for solar without battery is weaker. HOA approval processes often haven't caught up — some boards still ask "why are you doing this?" The statute doesn't require you to justify the economics.
Federal credit has ended for owned systems
One change to plan around: the 30% federal Residential Clean Energy Credit expired December 31, 2025 for systems you buy — in California the same as everywhere else. A lease or PPA can still capture a federal incentive through the end of 2027. California's own programs are unchanged: SGIP rebates for storage and NEM 3.0 net billing still apply. So the California incentive picture is mostly intact; it's only the federal credit on purchased systems that's gone.
What to ask your HOA upfront
- What's your approval timeline once you have a complete submission?
- What constitutes a "complete" submission for solar?
- Is there an architectural review committee or full board approval required?
- What aesthetic requirements apply to panels, conduit, and inverters?
What to ask installers
- Have you handled approvals in this specific HOA before?
- Does your application packet include engineering drawings and a Civil Code 714 cover letter?
- If the HOA delays past 60 days, what's your escalation process?
- Do you handle architectural review meetings or do I?
Common mistakes
Submitting incomplete applications and restarting the 60-day clock. Not citing Civil Code 714 in the cover letter (it sets the tone). Designing the system without consulting the CC&Rs first — sometimes a small layout change avoids the entire fight.
Bottom line
California's Solar Rights Act is one of the strongest in the country. Your HOA cannot block your install; they can only shape its appearance within narrow limits. A clean submission with engineering drawings and a Civil Code 714 reference clears almost every board. Get a California quote and I'll handle the HOA process. More on California-specific work at my California page.